Business Checking
- 100 free debit or credit items per month
- .25¢ per debit or credit item in excess
- $5 monthly minimum balance fee if daily balance falls below $500
Corporate Checking
- 200 free debit or credit items per month
- .15¢ per debit or credit item in excess
- $20 monthly account fee may be offset by earnings credit
Municipal Checking
- Tiered, variable rates of interest earned
- Unlimited check writing
Non-Profit Checking
- Limited to qualified non-profit organizations
- No minimum balance requirements
- Unlimited check writing
Overdraft Protection
At times, unanticipated or unforeseen problems can leave you with too little cash in your checking account. Having a check returned due to insufficient funds can be a costly, inconvenient and potentially embarrassing experience. You can protect yourself against the cost and inconvenience of returned checks and other overdraft charges with personal overdraft protection products from Northstar Bank.
Account Sweep*
If you overdraw your Northstar Bank checking account, we will automatically transfer the amount you need from another Northstar Bank deposit account to your checking account.
Line of Credit
When your Northstar Bank checking account is overdrawn, an advance is made from your Northstar Bank line of credit to your checking account.**
- Finance short term borrowing needs
- Flexible repayment plan based on your business
*$10 fee per transaction. **$10 fee per transaction. Subject to credit approval.
